Home Sale Relief

If you owe more than your house is worth, or have a negative amortization loan, or can’t afford your mortgage or all of the above, then you will be thinking of a short sale. A short sale lets you get out from under because you sell the house for whatever it’s worth. The lender gets the proceeds, not you. And even if the proceeds fall short of your mortgage, the lender will allow the sale to go through.

There are issues with regard to keeping good credit, and having the lender agree not to come after you later for any deficiency. But that aside, there is another overriding issue: getting the house sold!

Short sale services will help you get the lender to say yes. But the house has to be sold. So there are two important and different aspects to doing a short sale: getting lender approval, and selling the house.

A good short sale service can help you with both. But beware. Every real estate agent who was rolling in the bucks in 2005 or so and who is now desperately clinging to the profession will profess they are experts at short sales.

If you are a real estate agent trying to do short sales, you have to work on lender approval which is time consuming and requires a whole skillset. And you have to work on selling the house.

If you are a homeowner, get my 25 page free instant download report Keep Your Home short sale services. I will email you with info too sensitive to post publicly not just on short sales but also on credit card debt relief and raising your credit FICO score while playing hardball with the lenders.